Open Finance Built for the African market
A regulated African fintech building secure, interoperable digital payment infrastructure — so money moves across the continent as easily as a message does.
Built on
1.4B
People across Africa
A young, mobile-first population moving to digital payments faster than almost anywhere else.
54
Markets under AfCFTA
One continental free trade area — and the cross-border payment rails it needs to work.
2
Regulated service lines
Payment Initiation Services and Account Information Services, delivered over secure APIs.
24/7
Always-on infrastructure
Built for continuous availability, monitoring and fraud detection across every corridor.
About us
Afripulse Pay Ltd is an African fintech company dedicated to building secure, interoperable and innovative digital payment solutions that accelerate financial inclusion, cross-border trade and digital economic transformation across Africa.
We deliver regulated Payment Initiation Services (PIS) and Payment Account Information Services (AIS) through secure Open Banking APIs and digital financial infrastructure — enabling consumers, businesses, financial institutions, governments and fintech innovators to access and initiate financial services with customer consent.
Payment Initiation Services let authorised third parties initiate payments from a customer's bank account. Account Information Services securely access account information such as balances and transaction history. Both happen only with the customer's explicit authorisation — never without it.
To promote financial inclusion, simplify digital payments and enable seamless cross-border transactions across the continent. By supporting SMEs, strengthening regional integration under the AfCFTA and fostering innovation through Open Banking and Open Finance, we empower governments, banks, fintechs and businesses with a trusted digital financial infrastructure.
To become Africa's leading trusted Open Finance and Digital Payments platform — connecting every African business and citizen through secure, innovative and interoperable financial services.
How it works
Every transaction starts with the customer and ends with a confirmation both sides can trust. Credentials never leave the bank, and consent can be withdrawn at any time.
A merchant, bank, government body or fintech integrates once against our Open Banking API.
The customer authorises the payment or the data request directly with their own bank or wallet.
We route the instruction to the right rail — bank, mobile money or cross-border corridor.
Both parties receive real-time confirmation, with monitoring and reconciliation built in.
Core services
Everything we build sits on top of these two licensed capabilities.
Customers securely authorise payments directly from their bank or mobile money account — without ever sharing banking credentials with a merchant.
We securely aggregate customer financial information — with explicit consent — to power insights, credit decisions and value-added financial services.
Our mandate
Ten commitments that define the scope of our licence and the infrastructure we are building across the continent.
Provide regulated Payment Initiation Services (PIS)
Provide regulated Payment Account Information Services (AIS)
Develop Open Banking and Open Finance infrastructure
Promote secure API-based financial interoperability
Facilitate domestic and cross-border digital payments
Support financial inclusion through innovative payment technologies
Deliver secure financial data aggregation and analytics
Enable digital commerce and merchant payments
Build partnerships with banks, payment service providers, mobile money operators, fintechs and regulators
Strengthen Africa's digital financial ecosystem through innovation, compliance, cybersecurity and capacity development
Strategy
From instant payments and QR ecosystems to cross-border corridors, government collections and a Security Operations Centre — see the full strategic roadmap.
Contact
Whether you are a bank, a mobile money operator, a government agency or a fintech startup — tell us what you are trying to move, and we will tell you how we can help.
