Payment Initiation Services
Customers securely authorise payments directly from their bank or mobile money account — without ever sharing banking credentials with a merchant.
How it works
Credentials never leave the bank.
A payment initiation request is authorised by the customer inside their own bank or wallet app. AfriPulse Pay carries the instruction, not the credentials — which removes the merchant from the security perimeter entirely and shortens the path between an intent to pay and cleared funds.
- No card details or banking passwords held by the merchant
- Strong customer authentication at the account provider
- Real-time confirmation for both payer and payee
- Consent that the customer can withdraw at any time
Capabilities
Key services
Twenty-one payment capabilities, delivered over one API integration.
The other half
Account Information Services
Securely aggregate balances, transaction history and financial insights — with explicit customer consent.
Get started
One integration. Two regulated services.
Tell us what you are trying to move or measure, and we will show you the shortest path to a working integration.